If the Supreme Court strikes down the Patient Protection and Affordable Care Act this summer, it's likely that employers and insurance companies will spur healthcare reform change, according to a report in The Washington Post.
Workers will likely pay for more of their own medical costs as companies shift to plans with higher deductibles, but plans may include tax-free accounts employers can contribute to, essentially health savings accounts., In addition, companies will likely keep one of the most popular parts of PPACA, the provision that allows adult children to be covered under a parent's plan until they turn 26.
Moreover, hospitals and physicians that can prove they deliver quality care will receive more referrals from employers and earn fees for keeping patients healthy. As such, accountable care organization, in one form or another, will likely survive regardless of how the Supreme Court rules, according to the report. Finally, some workers will pick health plans from a private insurance exchange, similar to the one the PPACA requires states to create by 2014. Several consulting firms, including Mercer and Aon Hewitt, are in the process of developing private exchanges for employers.
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Workers will likely pay for more of their own medical costs as companies shift to plans with higher deductibles, but plans may include tax-free accounts employers can contribute to, essentially health savings accounts., In addition, companies will likely keep one of the most popular parts of PPACA, the provision that allows adult children to be covered under a parent's plan until they turn 26.
Moreover, hospitals and physicians that can prove they deliver quality care will receive more referrals from employers and earn fees for keeping patients healthy. As such, accountable care organization, in one form or another, will likely survive regardless of how the Supreme Court rules, according to the report. Finally, some workers will pick health plans from a private insurance exchange, similar to the one the PPACA requires states to create by 2014. Several consulting firms, including Mercer and Aon Hewitt, are in the process of developing private exchanges for employers.
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