The average annual health premium for employer-sponsored health covered reached $15,073 in 2011, up 113 percent from $7,061 in 2001, according to the Kaiser Family Foundation/Health Research & Education Trust's 2011 Employer Health Benefits Survey.
Compared to 2010, average annual premiums grew 9 percent, outpacing both wage growth (2.1 percent) and inflation (3.2 percent). Of the $15,073 average premium, workers pay on average $4,129, while employers pay $10,944 toward the premiums.
Other findings of the study include:
• 31 percent of insured workers are enrolled in high-deductible health plans.
• 2.3 million young adults (up to age 26) were added to their parents' employer health plans.
• 56 percent of insured workers are enrolled in "grandfathered" plans, meaning the plans are exempt from new requirements under the Patient Protection and Affordable Care Act, such as coverage for preventative benefits.
• The average copayment for an in-network physician office visit is $22 for primary care and $32 for specialty care.
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Compared to 2010, average annual premiums grew 9 percent, outpacing both wage growth (2.1 percent) and inflation (3.2 percent). Of the $15,073 average premium, workers pay on average $4,129, while employers pay $10,944 toward the premiums.
Other findings of the study include:
• 31 percent of insured workers are enrolled in high-deductible health plans.
• 2.3 million young adults (up to age 26) were added to their parents' employer health plans.
• 56 percent of insured workers are enrolled in "grandfathered" plans, meaning the plans are exempt from new requirements under the Patient Protection and Affordable Care Act, such as coverage for preventative benefits.
• The average copayment for an in-network physician office visit is $22 for primary care and $32 for specialty care.
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