Most states have four or more health insurers offering coverage through their health insurance exchanges under the Patient Protection and Affordable Care Act, according to an analysis conducted by healthcare business advisory company Avalere Health.
Avalere based its analysis on its own research and individual health insurance marketplace data from HHS. The results show 16 states have one to three insurers participating in their individual exchanges under the healthcare reform law. The
Additionally, the analysts examined premiums in the 13 federally facilitated exchanges with the highest expected exchange enrollment and found the second-lowest-cost silver plan is a Blues plan in eight of the states, a national plan (Humana or Coventry) in two states, a local or regional plan in two other states and a Medicaid or Medicare Advantage plan in one state.
The health insurance exchanges opened for enrollment Tuesday despite the government shutdown, which has forced many agencies overseen by HHS to operate at a reduced capacity. CMS is largely unaffected, and all insurance marketplace activities are proceeding as planned.
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